Terms of Use

Last updated: 2025

Introduction

Thank you for using this website. Access to and use of this site are provided subject to the Terms of Use below. These Terms apply to this website and any associated domains, services, or platforms (collectively, “we,” “us,” or “our website”). We may from time to time add new sites or services that are subject to these Terms.

Please read these Terms carefully. By accessing or using any part of this website or its services you accept these Terms and the Privacy Policy posted on this site. If you do not agree with all of the Terms, do not use this website or its services.

Changes to These Terms

We may modify or revise these Terms at any time by updating this page. You are responsible for reviewing updates periodically. Continued use of the site after changes indicates your acceptance of the revised Terms.

1. No Financial, Legal, or Tax Advice; Risk

We do not provide tax, legal, or investment advice. Information on this site is for informational purposes only and is not a substitute for professional advice. Always consult qualified advisors before making decisions with legal or financial consequences.

2. Services

We may provide a matching service that allows users to submit information and receive quotes or communications from third-party providers. We do not offer those third-party services directly and are not responsible for their quality or availability.

By providing contact information, you consent to be contacted by matched providers, including by autodialed or prerecorded calls to numbers you provide (including wireless numbers). Such consent is not a condition of purchase.

Any agreements you enter into with third parties are solely between you and that third party. You are responsible for verifying any licensing, bonding, or registration requirements that apply to a provider you choose.

3. Your Use of Our Services

By submitting information you enter a business relationship with us for distribution of that information to our contracted partners. You consent to related communications concerning your request.

Misuse of the service (including, but not limited to, hacking, fraud, spamming, selling leads, or other prohibited activities) may result in immediate termination of access and legal action. In the event of certain breaches related to improper resale of leads, we may seek liquidated damages as described in these Terms.

4. Information You Provide

You are responsible for safeguarding your account credentials and for any use of the service by persons you authorize.

5. Use of Website Content

Content on this site (text, images, graphics, data, and other materials) is protected by copyright and other laws. You may view and download a single copy for personal, non-commercial use only. Any other use requires prior written permission.

This website may contain links to third-party sites. Links are provided for convenience and do not constitute endorsement. We are not responsible for the content or practices of linked sites.

7. Communications and Notices

We may send updates, offers, and announcements. You may opt out in accordance with the Privacy Policy where applicable.

8. No Warranties; Limitation of Liability

This website and its content are provided “as is” without warranties of any kind, express or implied, including merchantability or fitness for a particular purpose. We do not guarantee uninterrupted or error-free operation or that the site is free from viruses.

To the fullest extent permitted by applicable law, our aggregate liability for claims arising under these Terms is limited to the greater of $50 or the amount you paid for use of the services.

You agree to indemnify and hold harmless our company and affiliates from claims, liabilities, and expenses arising from your use of the services or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of California, USA, without regard to conflict-of-law principles.

10. International Access

The website is operated from the United States. If you access it from another jurisdiction, you are responsible for compliance with local laws that may apply to your access and use.

11. Arbitration

Any dispute arising out of or related to these Terms will be resolved by binding arbitration in Los Angeles, California, under the rules of the American Arbitration Association. Arbitration will proceed on an individual basis and not as a class action.

12. Entire Agreement

These Terms constitute the entire agreement between you and us regarding the subject matter hereof and supersede prior communications. If a court finds any provision invalid or unenforceable, that provision will be replaced by a valid provision that most closely matches the intent of the original, and the remainder will remain in effect.